Charlotte, Florida faces relatively high natural disaster and climate risk, with a risk rating of 96.59. The county is particularly vulnerable to hurricanes, with a relatively high hurricane risk rating of 98.12. Charlotte has experienced 44 hurricanes historically and has a hurricane frequency of 0.26, indicating a significant threat. The county's coastline is prone to storm surges and flooding, further increasing the risk of damage from hurricanes.

In addition to hurricanes, Charlotte also faces risks from lightning strikes, with a relatively high risk rating of 98.78. The county has experienced 2971 lightning events, highlighting the potential for property damage and wildfires as a result. The presence of fault lines and relatively moderate risk rating for landslides also contribute to the overall hazard risk in the area. These geological features, combined with the county's population density and building value, make Charlotte susceptible to a range of natural disasters.

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